Non-Conforming Loans

Don’t meet the traditional lending guidelines? That’s OK, we love different!


If you’ve been in default and are now finding that banks will not consider your credit impairment, we can help.  We understand why mainstream lenders have knocked you back and we develop financing solutions that will take your situation into account.


When all other avenues have failed, whether it’s through credit issues or inability to show financials, we can work to get your loan approved with our flexible solutions. We have a solid relationship with an excellent selection of 600+ funders, many of whom are willing to consider credit issues.


  • Alternative income verifications accepted
  • Credit impairments considered
  • First mortgages up to 70% LVR
  • Will consider rural locations
  • Will consider construction


With no upfront fees and clear, open communication, you will know exactly what to expect and our team will guide you throughout the loan progress.


A ‘no’ from the bank isn’t the end of the world; it’s just a great opportunity to partner with the industry leaders in alternative finance. Together we can get your project off the ground and bring your vision to life.

Contact our experienced team at IBN Direct to get the best funding solution to get you back on track.

See how we’ve helped others with alternative funding solutions for non-conforming loans.

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