Non-Conforming Loans

Don’t meet the traditional lending guidelines?

That’s OK, we love different!

If you’ve been in default and are now finding that banks will not consider your credit impairment, we can help.  We understand why mainstream lenders have knocked you back and we develop financing solutions that will take your situation into account.


If the banks aren’t revelling in your entrepreneurial spirit, don’t let them rain on your parade. Let us help!

We’re inspired, we’re driven and we have a solution to every funding need. Learn more about IBN Direct.

Smarter finance solutions for better business
The Opportunities Are Limitless:
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Make your next move with IBN Direct

With no upfront fees and clear, open communication, you will know exactly what to expect and our team will guide you throughout the loan progress.

A ‘no’ from the bank isn’t the end of the world; it’s just a great opportunity to partner with the industry leaders in alternative finance. Together we can get your project off the ground and bring your vision to life.

Don’t be afraid to chase your dreams; let us find the solution to fund your project so you can make your mark!

Make the next move

Make the next move:

Alternative income verifications accepted
Credit impairments considered
First mortgages up to 70% LVR
Will consider rural locations
Will consider construction

Get a non-conforming business loan through IBN Direct for your business

When all other avenues have failed, whether it’s through credit issues or inability to show financials, we can work to get your loan approved with our flexible solutions. We have a solid relationship with an excellent selection of 600+ funders, many of whom are willing to consider credit issues.

Contact our experienced team at IBN Direct to get the best funding solution to get you back on track.

Why Choose IBN?

At IBN, we work closely with our panel of Funders, to move quickly on your loan application. We understand that ‘time is money’ and we make the loan process as seamless as possible. Our experienced staff assist you every step of the way with frequent communication on the loan progress.

We present options that others didn’t know existed

We search for solutions and enjoy the challenge of complex loans

We understand the complexities and requirements for a commercial loan application.

We explain our cost-structure from the outset so that you know what to expect.

Hear From Our Clients

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The Opportunities Are Limitless…