Private Lending

We understand why traditional, mainstream lenders have knocked you back. We can develop strategic financing solutions that will take your situation into account. Let us help you get back on track with our private funding options!

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commercial property loans applications

Commercial Property Loans

We’re the experts in placing commercial lending solutions for proposals that fall outside the traditional guidelines. Rather than scaring the pants off your banker, talk to us about your development ideas. We have private lenders who can help.

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Development Finance, Land Banking and Residual Stock

Whether you’re an experienced or first-time property developer looking to fund your next venture, we have private lending solutions that don’t require pre-sales or lengthy application processes.

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Short-term Funding

Control your cash flow, grow your business or simply meet settlement timeframes. If you have real estate as security, we can provide bridging solutions and short-term business loans for terms up to twelve months.

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Non-Conforming Loans

If you’ve been in default and are now finding that banks will not consider your credit impairment, the team at IBN can help.

Preferred Equity and Joint Venture

Increase your borrowing potential beyond the limitations of traditional construction finance facilities without a second mortgage.

Bridging Finance

Need funds to tide you over between the purchase of one property and the sale of another? Bridging finance may be your funding solution.

Stretch Senior Construction Debt

Combine asset-based and cash flow loans with higher loan to value ratios than traditional senior lenders with a hybrid debt instrument.

Mezzanine Funding

Close the gap between your funding development costs and first mortgage borrowing capacity by accessing funds through development equity.

Second Mortgages

Charging a second mortgage may sound daunting to some, but there are scenarios where this funding approach is strategically favourable.

Welcome to IBN Direct:

Where commercial funding and private lending solutions are within reach for your business in Brisbane, Sydney, Melbourne, the Sunshine Coast and the Gold Coast.

In today’s rapidly changing market, it’s almost impossible to start a business or a property development project without relying on financing. Banks have long been the go-to funding provider for many  property developers who lacked the capital needed for their ventures.

However, having their own interests to protect, these lenders often present financing options that come with unattainable covenants and pages of red-tape, terms and conditions. Banks have become so strict with their requirements that very few manage to pass even the application stage. The slightest credit issues and having insufficient collateral can disqualify one from getting a loan. This can be tricky for property developers, who often require a quick turn-around on approval, an understanding of the challenges faced by developers, and a lender who can work without up to date financials. Luckily, private lenders specialise in working with property developers and understand their unique needs.

This is where IBN Direct comes in. We offer private lending solutions for proposals that fall outside the traditional banking guidelines. When you’ve been declined by banks and you’re running out of options for capital, it’s time to consider alternative funding.

Flexible. Private lenders already know the running around you’ve had to do, only to receive a ‘no’ for your traditional commercial property loan. When you begin a conversation with  IBN Direct, we skip straight to the point, explaining the flexible processes, terms and repayment arrangements that private lending offers.

Easy to Obtain. If you are planning your next development, we can help make your application for private lending simple. Private lenders generally have  qualifications designed for  developers. If you’ve got a great proposal to fund, we’ll have a lender for you.

What We OfferPut it this way: just because what we offer isn’t mainstream doesn’t mean we  aren’t the best option for your needs. Depending on your development needs we might be the miracle you’ve been waiting for. In most cases, our private lending solutions and the service you will receive go far beyond what you’re accustomed to getting from banks. Here are the property development and commercial lending solutions we have to offer at IBN Direct:

No matter the type of  lending you need, whether you are in BrisbaneSunshine Coast or the Gold Coast in Queensland, based in Sydney or across NSW, or down in Melbourne chasing funding across Victoria, you can access our solutions when you need them, where you need them. Just contact us and tell us what you need explain your situation. We will  answer all your questions and find you the most suitable private lending option in no time.

We work closely with property developers and business owners throughout the East Coast of Australia. We have private lenders in Brisbane, Sydney, Melbourne, the Sunshine Coast and the Gold Coast. Some of our lending partners prefer to work within the cities and regions they reside in, others are happy to work dependent on the particulars of the scenario. This ensures the right private lender is funding the right project, every time.


We are fortunate to have relationships with private funders who come from diverse backgrounds and experiences. Each has their own risk profile, preferred parameters and specific expectations. Part of the beauty of working with IBN Direct is that we take the guess work out of finding you a private lending partner. We know each of the lenders and how they operate meaning we can give you a quick response, every time.

Over 150 years combined experience

The Opportunities Are Limitless

If your idea is out of the box,
We’ve got funding solutions to match

Build, grow, achieve… We believe in funding the future, paving the way for opportunity and fostering ideas and enthusiasm. We wake up each morning excited to turn dreams into reality and think outside the traditional boundaries to make ‘yes’ happen.


We are not afraid of different

We don’t shy away from the unusual, in fact we love to smash the status quo. A different financial landscape requires a different way of thinking and we bring just the right amount of creativity and diligence to find perfect alternative funding solutions to support great ideas.


Embracing Innovation and Encouraging Creativity

Supporting the clever risk takers – we believe life is too short not to take opportunities, and the world won’t thank you for thinking small.


Partner with the industry leaders

Get the best funding solution to see your ideas become reality. IBN Direct works with you to deliver flexible, responsive and responsible lending for the new Australia, supporting dreams and kicking goals.

Discover private lending solutions to bring your project to life

We Deliver Tailored
Lending Solutions for projects in Brisbane, Sydney, Melbourne, the Sunshine Coast and the Gold Coast

Meet The Team

Lead by the dynamic husband and wife duo, Scott & Fiona Roberts, bringing a combined 150 years of industry experience to the table.

Causes & Sponsorships

IBN Direct proudly sponsors a number of local businesses and groups to open up more opportunities for those in our community.

Frequently Asked Questions

Learn about IBN Direct, our funding process and how to get started with our extensive collection of Frequently Asked Questions.

We Love Our Clients

Not convinced yet? Read what our previous clients, brokers and investors have said about their experience with the team at IBN Direct.

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