Commercial Property Loans

Rather than scaring the pants off your banker, talk to us about your business ideas because we’re the experts in finding commercial funding solutions for deals that fall outside the traditional guidelines.

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Development Finance, Land Banking and Residual Stock

Whether you’re an experienced or first-time property developer looking to fund your next venture, we have funding solutions that don’t require pre-sales or lengthy application processes.

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Short-term Funding

Control your cash flow, grow your business or simply meet settlement timeframes. If you have real estate as security, we can provide bridging solutions and short-term business loans for terms up to six months.

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Private Funding

We understand why mainstream lenders have knocked you back and can develop strategic financing solutions that will take your situation into account. Let us help you get back on track!

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Non-Conforming Loans

If you’ve been in default and are now finding that banks will not consider your credit impairment, the team at IBN can help.

Preferred Equity and Joint Venture

Increase your borrowing potential beyond the limitations of traditional construction finance facilities without a second mortgage.

Bridging Finance

Need funds to tide you over between the purchase of one property and the sale of another? Bridging finance may be your funding solution.

Stretch Senior Construction Debt

Combine asset-based and cash flow loans with higher loan to value ratios than traditional senior lenders with a hybrid debt instrument.

Mezzanine Funding

Close the gap between your funding development costs and first mortgage borrowing capacity by accessing funds through development equity.

Second Mortgages

Charging a second mortgage may sound daunting to some, but there are scenarios where this funding approach is strategically favourable.

Welcome to IBN Direct:

Where commercial funding solutions are within reach for your business in Queensland, New South Wales & Victoria

In today’s fast-evolving market,it’s almost impossible to start a business or a property development project without relying on financing. Financial institutions, private and government-run alike, have long been the go-to funding provider for many businesses and entrepreneurs who lack the capital needed for their ventures.

However, having their own interests to protect, these lenders often present financing options that come with pages and pages of red-tape, terms and conditions. Even worse, banks are becoming more stringent in their requirements that very few manage to pass applications. Even the slightest credit issues and having insufficient collateral can disqualify one from getting a loan or grant. This can be particularly tricky for small businesses or start-up ventures, considering that many banks have shifted their focus to large companies, following recession.

This is where IBN Direct comes in. We offer alternative funding solutions for deals that fall outside the traditional guidelines. When you’ve been declined by banks and you’re running out of options for capital, it’s time to consider alternative funding.

Easy to Obtain. If you are planning to use the funds to set up a small business, we can help make your application for alternative financing simple. Non-conforming lenders normally have less strict qualifications for small business owners, so if you’ve got a great idea to fund, it’s worth applying.

Flexible. Alternative financing firms already know the run around you’ve had to do, only to receive a ‘no’ for your traditional commercial property loan. So when you begin a conversation with these professionals, they skip straight to the point, explaining their flexible processes, terms and repayment arrangements.

What We OfferPut it this way: just because what we offer is alternative doesn’t mean we serve as a last resort. Depending on your financial situation, we might be the miracle you’ve been waiting for. In most cases, our alternative funding solutions and the service you will receive go far beyond what you’re accustomed to getting from banks. Here are the property development and commercial funding solutions we have to offer at IBN Direct:

No matter the type of alternative funding you need, whether you are in Brisbane, Sunshine Coast or the Gold Coast in Queensland, based in Sydney or across NSW, or down in Melbourne chasing funding across Victoria, you can have access to our solutions when you need them, where you need them. Just contact us and explain your situation. We will be more than glad to answer all your queries and find you the most suitable funding option in no time.

Over 150 years combined experience

The Opportunities Are Limitless

If your idea is out of the box,
We’ve got funding solutions to match

Build, grow, achieve… We believe in funding the future, paving the way for opportunity and fostering ideas and enthusiasm. We wake up each morning excited to turn dreams into reality and think outside the traditional boundaries to make ‘yes’ happen.


We are not afraid of different

We don’t shy away from the unusual, in fact we love to smash the status quo. A different financial landscape requires a different way of thinking and we bring just the right amount of creativity and diligence to find perfect alternative funding solutions to support great ideas.


Embracing Innovation and Encouraging Creativity

Supporting the clever risk takers – we believe life is too short not to take opportunities, and the world won’t thank you for thinking small.


Partner with the industry leaders

Get the best funding solution to see your ideas become reality. IBN Direct works with you to deliver flexible, responsive and responsible lending for the new Australia, supporting dreams and kicking goals.

Discover alternative funding solutions to bring your project to life

We Deliver Tailored

Meet The Team

Lead by the dynamic husband and wife duo, Scott & Fiona Roberts, bringing a combined 150 years of industry experience to the table.

Causes & Sponsorships

IBN Direct proudly sponsors a number of local businesses and groups to open up more opportunities for those in our community.

Frequently Asked Questions

Learn about IBN Direct, our funding process and how to get started with our extensive collection of Frequently Asked Questions.

We Love Our Clients

Not convinced yet? Read what our previous clients, brokers and investors have said about their experience with the team at IBN Direct.