Business & Commercial Loans

If your idea is out of the box, we’ve got alternative funding options to match!

We believe the best ideas break the mould, and we have access to hundreds of finance options that support your entrepreneurial spirit. Rather than scaring the pants off your banker, talk to us about your ideas because we’re the experts in finding commercial funding solutions for deals that fall outside the traditional guidelines.

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Have you been declined by the banks due to previous credit issues or because your financials are not current?

Don’t despair; we can still get your project off the ground. Allow our solutions-focussed team to get to work; we have a brilliant track record of achieving a ‘yes’ from our funders when other banks and brokers have said ‘no’.

We can help with:

Low doc applications

Asset lend where there is an exit strategy

Distressed assets

Major arrears

Mortgagee in possession

In receivership

Acceptable securities include:

Offices and office blocks

Industrial units

Factories and warehouses

Retail shops

Residential unit blocks

Vacant land

Some specialised securities

Our funders are open to lending:

Up to 70% of the value of the property (higher on application)

In most locations throughout Australia, but predominantly East Coast

Loan amounts from $1M to $200M (higher on application)

First mortgages from 5% per annum

Don’t be afraid to chase your dreams; let us find the solution to fund your project so you can make your mark!

Why choose IBN Direct?

  • We work closely with our panel of Funders, to move quickly on your loan application. We understand that ‘time is money’ and we make the loan process as seamless as possible.
  • We have no upfront fees and we explain our cost-structure from the outset so that you know what to expect.
  • Our experienced staff assist you every step of the way with frequent communication on the loan progress.

  • We present options that others didn’t know existed


  • We search for solutions and enjoy the challenge of complex loans


  • We understand the complexities and requirements for a commercial loan application.

See how we’ve helped others with alternative funding solutions for business and commercial projects

Hear From Our Clients

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